Hi, I’m Raoul—a licensed Mortgage Broker passionate about simplifying the mortgage process and helping Canadians turn their biggest liabilities into powerful financial assets.

Whether you're buying your first home, moving up, investing in real estate, or refinancing, I’ll be by your side through every step of the journey—from pre-approval to closing day and beyond. Not quite ready to purchase? I can help you build a budget, improve your credit, and create a roadmap to homeownership that fits your timeline.

Through years of experience, I’ve seen how rising costs and economic uncertainty leave many Canadians feeling stuck—paying down their mortgage while delaying retirement savings and investment growth. Traditional financial advice often falls short, pushing a one-size-fits-all approach that can cost families years of lost opportunity.

That’s why I became a Smith Manoeuvre Certified Professional™—to offer my clients a smarter alternative. This strategy helps homeowners convert their mortgage into a wealth-building tool, often without increasing their monthly expenses. It’s a powerful way to work toward mortgage freedom and long-term financial growth—simultaneously.

I also work with clients who don’t fit into the traditional lending box, including newcomers to Canada, the self-employed, individuals rebuilding their credit, and those building their own home. I’ll take the time to understand your story and design a plan that works for your unique situation.

Let’s take the stress out of your mortgage journey and turn your goals into a reality—whether you’re ready to buy now or just starting to plan. Your next step is just a call or email away.